Saving Money, Time and Sanity
One thing I love about fall, other than cooler weather, warm drinks, apple orchards, cider, and doughnuts, are the smells that I associate with it. The house fills with a lovely mix of warm cinnamon and vanilla, pumpkin spice, oranges, apples, and cloves. All these scents fill our home each fall as the weather cools […] Read more…
Pre-Kids, New Year’s Eve is often met with celebrations with Friends, in bars, at parties in homes or just going out for a wonderful very late dinner. Staying out really, really late. Maybe enjoying a few glasses of wine or cocktails. Dancing, singing, counting down to the New Year, and having a wonderful carefree time. […] Read more…
Are you ready for the holidays? There can be a pretty long list of things to get done before the big day gets here. In my home it includes getting the lights on the house up, putting the tree up, getting the house decorated inside, mailing Christmas cards, visiting Santa, making dishes for events, attending […] Read more…
One of the best decisions I ever made to survive Christmas debt free was to start budgeting for it at the beginning of the year. When I was a kid, my Mom had a Christmas Savings Club account at her Bank. In this day and age, that specific banking product does not really exist. Instead, […] Read more…
As the time to get everything done for the Holidays winds down are you feeling excited or unprepared? Truthfully without a pretty solid action plan in place, I am the ULTIMATE procrastinator. I will WAIT until the last minute and then scramble to get everything done. With something like Christmas, that is not really the […] Read more…