Use these great ideas to cut costs and save a ton of money in your budget. There are even some ideas to make money!

100 PLUS Ways to Save Money and Live Frugally

I recently read an article that said about 40% of Americans are not able to cover one of the basics. That would be food, shelter, transportation. That really blows my mind and it also scares me a little bit. The reality is that most of us are one lost job away from losing everything – […] Read more…

Free Printable Christmas Savings Plans - 3 kinds to choose from

Christmas Savings Plan with Free Printable

One of the best decisions I ever made to survive Christmas debt free was to start budgeting for it at the beginning of the year. When I was a kid, my Mom had a Christmas Savings Club account at her Bank. In this day and age, that specific banking product does not really exist. Instead, […] Read more…

Vacation Savings Club- Start Saving Today with these simple steps

Vacation Savings Club- Start Saving Today!

Before you know it spring will be here. The start of spring means a few things to me – warmer temps, flowers, later sunsets, the end of the school coming soon, and of course SUMMER VACATION. With summer vacation, comes the need for funds to pay for said vacation. In comes Vacation Savings Club to save […] Read more…

Using these simple tips you to can make $300 in gift cards a year

How I make $300 a year in Gift Cards

If you are anything like me, you probably like to find ways to make a little extra money in a side hustle. Of course if you are working a full-time or even two-part time jobs you may not feel like you have any more time to give to money-making efforts. One thing I found I […] Read more…

Reevaluate Your Budget Today

Why You Should Reevaluate Your Budget

So you created a budget and are working to follow it as best you can. It is going pretty well and you are like, yes, awesome!!! I am working to meet my financial goals. Then WHAM. Life happens. Now your budget does not work or maybe worse you are deeper in debt. It feels like […] Read more…

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