Saving Money, Time and Sanity
The average American household that carries a credit card balance has over $9.000 in credit card debt. That means that the entire balance is not being paid off each month and that there is accruing interest at upwards of 18%. If you make only the minimum payment it will take you more than a decade […] Read more…
Figuring out how to save money, whether it is for that new kitchen appliance, a home or car repair, or starting your emergency fund, does not have to be hard. But how and where do you start? The simple answer is start small and keep it simple. Using a simple free Printable Savings Sheets like […] Read more…
I recently read an article that said about 40% of Americans are not able to cover one of the basics. That would be food, shelter, transportation. That really blows my mind and it also scares me a little bit. The reality is that most of us are one lost job away from losing everything – […] Read more…
Why is it every time I start an exercise program something gets in the way? Lack of time, motivation, or just the desire to eat ice cream and not be on a diet and exercise program. (Yes, I have all three of those desires almost all the time). But what can help motivate me to […] Read more…
One thing that terrifies me is not having funds to cover large expenses like annual home insurance payments, new tires for the cars, and all the other big ticket items that I know I will have to pay. In comes Sinking Funds to the rescue! Learn what a sinking fund is, how to calculate the […] Read more…