Saving / Finance

Year-Round Christmas Planning: How to Save and Avoid Debt

The best way to eliminate the stress associated with planning for the holiday season is to get the ball rolling as early as possible. According to the National Retail Federation, holiday shoppers plan to spend an average of $998 on gifts, food, decorations, and other holiday-related items. This figure represents the overall holiday spending, including […] Read more…

How to Save Money When Packing School Lunches

School Lunch Savings Tips

It is back to school time already and that means getting a plan in place to pack lunches and for some, like me, snacks. This can be especially stressful, and worse than that, costly if you do not have a good plan in place! This post takes a look at school lunch savings ideas that […] Read more…

Expenses That Can Derail Your Budget

For 2024, around 32% of U.S. households prepare a monthly budget, according to data from CreditDonkey. This means that a little less than one-third of American households actively track their income and expenses through a formal budgeting process​ (CreditDonkey). Another survey by The Penny Hoarder found that a bit over 55% of Americans do not […] Read more…

Who Can Benefit From Having an Emergency Fund?

An emergency fund is for covering any unexpected expense. It is an important safety net to have! Having an emergency fund benefits a wide range of individuals and families, providing crucial support in various situations. If you want to learn more about emergency funds check out this post first. Here’s a breakdown of who benefits […] Read more…

What to Sell to Make $100 or More in Cash Quickly

If you need to make extra cash in a hurry there are some great, legal options out there to make it happen in a few days. One of my favorites is selling household items we no longer use. This is one of the easiest money-making ideas to start and earn money in a few days’ […] Read more…