It’s that time of the year again! The season when we all get to celebrate with our loved ones. And what better way to celebrate than with a little bit of shopping? However, spending too much this Christmas can be an expensive affair if you aren’t careful. 

You must keep an eye on your spending to not dig a hole in your pocket. Here are some budget-friendly tips that could help you make it through this festive season without emptying your wallet.

Here are 7 tips for Staying Under Budget this Christmas!!

Save your Hard Earned Money This Christmas

Plan Ahead

When you plan, you know what’s on your list and what you need to buy. And the best thing about that is you can set a budget for each item on your list. So, before going shopping this Christmas, make sure that you have a rough idea of what it is you want to buy and how much it will cost. Remember, planning is the key to making sure that your Christmas shopping doesn’t turn into a financial disaster.


Shop Smart

If you are a first-time Christmas shopper, you must research and shop smart. If you know your budget beforehand, you can pick and choose what to buy without going overboard. Once you have done your homework, head to the malls on day one of the sales.

On big sale days, retailers will be crowded with people who have either been at work all day or are just coming home from work so there will be more customers looking for bargains and fewer customers looking for high-priced items. You may also try online shopping because it is usually cheaper than buying in stores or malls. And you can score extra discounts that way.

The thing about retail sales is that they sell very quickly so you should get a headstart on items you’ve had your eye on! There might be something similar that works just as well but try to get what you came there for.

This is also the case for online sales and price mistakes!



Be Flexible

If you want to make sure that your budget keeps up with your spending, then it is important to be flexible. This means that you should always keep in mind that things may not go as planned.

You can end up having a lot more shopping than you would have thought and this is where flexibility comes in. If you decide to be flexible, then you need to be able to adjust accordingly and prioritize what is most important.


Be Self-Disciplined

As with any budget, self-discipline is a crucial factor. It can be difficult to resist the temptation of purchasing things that you want and need, but it’s important to remember why you are spending in the first place.

Do not just buy anything because it is cheap or at a deep discount. Instead, find items that are worth your money and will be of use to you or whoever you are buying the gift for.


Celebrate With Friends And Family

Have a party with your friends and family where you can have a worry-free time. You don’t have to spend a fortune buying gifts for everyone if you simply make the effort to party with your loved ones. It is also important that you invest in something special for yourself this Christmas.

Buy yourself something small and personal that you would love to enjoy on Christmas day. This could be anything from a new book or movie to a new pair of shoes or even just something as simple as spending some quality time with the ones you love.


Use Planners To Track Spending

There are many tools that can help you keep tabs on your spending this Christmas. One of the best ways to stay under budget is to use a Christmas Planner that includes a budgeting component to track your spending. With your proposed budget written down and keeping track of what you have spent you are much more likely to stay in budget! 


Use This For Staying Under Budget this Christmas: The Ultimate Christmas Planner

December can be a very stressful month. There is so much to do! Decorating, buying gifts, wrapping them, stockings, baking, cleaning, managing events, Christmas dinner, grocery shopping….. it can be so overwhelming!!


With over 50 pages designed to make every stage of the holiday season stress-free, this planner is the tool you need to make this year’s holidays the best yet!

This planner is perfect for ANYONE who is looking to keep all their tasks and plans for the holiday season in order. Stay on top of Christmas this year!  Jam-packed with solutions to help you manage your dinners, gift giving, decorations, memory making, movie watching, music listening, grocery shopping, budgeting…. And more!

Plan your holidays and save time and money with this planner


You get 54-Pages designed to help you manage the holiday season with less stress! Everything you need for Staying Under Budget this Christmas

  • 2022 / 2022 Annual At A Glance Calendars
  • November & December Monthly Calendar Planner Pages
  • Weekly and Daily Planner Pages
  • Today’s Schedule – hourly breakdown
  • To-DoDo List and Notes Pages
  • Holiday Budget Overview Worksheet
  • Christmas Savings Tracker
  • Christmas Gift Ideas Brainstorm Sheet
  • Online Shopping Tracker
  • Stocking Stuffer Brainstorm Sheet
  • Wish List
  • Donations List Tracker
  • Address Book Sheet
  • Christmas Card List Sheet
  • Food Ideas Brainstorm Sheets – covers Breakfast, Lunch, Dinner, and Snacks
  • Christmas Eve & Christmas Day Menu Planners
  • Favorite Recipe Sheet
  • Grocery List Pages
  • Dinner Guest List Tracker
  • Potluck List Keeper
  • Baking Lists Sheets
  • Christmas Baking Timeline Keeper
  • Christmas Decorating Ideas Brainstorm Pages
  • Christmas Decoration Planner
  • Christmas Bucket List Page
  • Holiday Song Playlist / Christmas Movies To Watch
  • Christmas Traditions Planner
  • 30 Days Of Gratitude Worksheets
  • Celebrate Christmas Rehash – Memory Maker
  • 5 Christmas Carols

 The best part is that you can TYPE in the PDF if you prefer not to print it out! 


7 Tips For Staying Under Budget This Christmas